Do I Need an Accident Report to File a Personal Injury Claim?
Having an accident report provides valuable information when filing a personal injury claim.
When unexpected mishaps occur, they can cause serious personal injuries. While often referred to as ‘accidents,’ the fact is that in many cases, it is the reckless and negligent actions of others that are to blame. In these situations, the at-fault party can be held liable for the damages you suffer, either through an insurer or a personal injury lawsuit. While you can file a claim without one, having an official accident report detailing the incident and the circumstances involved provides valuable information and evidence in your case.
Filing an Accident Report
One of the first things you should do any time you suffer injuries in an accident is to report it to the proper authorities. Depending on where and when the accident occurs, this may include the following:
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For car, bike, and pedestrian accidents, report it to the police;
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For slips, falls, being struck by an object, or other accidents in a public place, report it to security and the property owner.
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For sports or recreational injuries, report to the referees, coaches, or administrative staff, as well as to the facility owner.
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For job-related accidents, report it to your supervisor/boss.
Once an accident report is filed, you can generally obtain copies through the person or organization with which it was filed. For example, in a car accident, your report can be obtained through the City of Albuquerque Police. However, it is still important to request the accident report at the scene to ensure you have a copy to file with the insurer or to present to your attorney in a personal injury claim.
Why an Accident Report is So Important
Accident reports include valuable information about the incident, your injuries, and the people or circumstances involved. Information included on these reports which will eventually prove helpful in filing your claim include:
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The date, time, and place where your accident occurred;
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The name and contact information for the people involved;
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The names and contact information for any witnesses at the scene;
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A description of the accident and the injuries you suffered;
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Details regarding circumstances that may have led to the accident (such as a loose paving stone with a slip and fall or skid marks in a car accident claim).
Do you need an accident report to file a personal injury claim? No, but DMV.org advises that failing to file an accident report may be a reason for an insurer to dispute your case and deny you compensation. It also casts doubt on the incident and deprives you of valuable information and evidence when filing a personal injury lawsuit.
Get Help from an Albuquerque Personal Injury Attorney
While filing an accident report is an important part of proving liability in a claim, the Law Offices of Edward Chavez, Jr. may be able to assist you in seeking compensation, regardless of whether this report is filed. To discuss the options in your case, contact our Albuquerque personal injury attorney and request a consultation today.
