Albuquerque Car Accident Attorney

Car accident damages are not just limited to property damage. Oftentimes, car accident victims sustain severe and life altering injuries that make it difficult for them to work or perform even the most mundane of tasks, such as getting dressed or walking around the block. In addition to physical injuries, these victims also suffer emotionally and financially. If you or a loved one was involved in a car accident that left you injured, unable to work, and forced to cover costly medical bills, you know this all too well.

Thankfully, the state of New Mexico offers car accident victims the opportunity to seek recovery from the liable party and his or her insurance company. That said, the path to recovery is rarely easy. Our Albuquerque car accident attorney, Edward Chavez, Jr. , can take the complexity out of your personal injury claim and fight to ensure maximum recovery for your injuries and damages.

Recovery Options in New Mexico

New Mexico requires all drivers who have a registered vehicle with the state to carry car insurance. Minimum coverage law requires drivers to carry liability coverage of up to $25,000 per person for death or injury, $50,000 total in injury or death damages, and $10,000 in property damage protection. Unfortunately, what the law states is not always what people do.

According to a 2012 study conducted by the Insurance Research Council , 21.6% of New Mexico drivers were uninsured. As of 2015, New Mexico ranked third amongst the states for the highest number of uninsured motorists. Though there are penalties for driving uninsured, those penalties cannot help accident victims in terms of recovery.

If the at-fault driver does has auto insurance, his or her insurance company should pay for the damages, though getting an insurance company to pay up is rarely ever easy. Insurance companies often have their own best interests in mind when dealing with claims, and most try to get away with paying as little as possible in damages. For this reason, it is imperative that you work with an aggressive New Mexico car accident lawyer from the very beginning of your claim and through to the end.

Recovering Compensation From an Uninsured Driver

If you were involved in an accident with an uninsured motorist in New Mexico, you may have a more difficult time recovering compensation. While you could try to collect money from the driver him or herself, chances are that the driver is uninsured because he or she cannot afford coverage. Pursuing a claim might turn up nothing and result in extensive legal fees and court costs.

If you have uninsured or underinsured motorist coverage, you can collect from your own insurance company. Again, however, your insurance company will likely operate with its own bottom line in mind and try to offer you a low-ball settlement. For this reason, it would be in your best interests to retain the help of an aggressive car accident lawyer who knows how to negotiate with insurance companies and who will not stop until you receive the maximum amount of compensation for your injuries .

Reach Out to an Albuquerque Car Accident Attorney for the Skillful Legal Representation You Deserve

If you were injured in a car accident and are now forced to content with excessive medical fees on reduced or no income, you are entitled to compensation. Fight for your rights to recovery and contact the Law Offices of Edward Chavez, Jr. Call our office today to learn more about how we can defend your rights or reach out to us online .